Digital Currencies, Blockchains and Electronic Payments

There have been more electronic payment systems developed in the last five years than the previous 50. Microexpert has been actively involved in these emerging payment systems.

Specialists In Electronic Payment Systems


Microexpert's specialists have been involved in electronic payment systems for more than 30 years. We were co-designers of the Clearing Houses Automated Payment Scheme (CHAPS), security designers of eftpos (UK), technical architects of the Mondex electronic cash system in the UK and the Canadian MintChip system as well as many aspects of the payment technology now referred to as Chip and PIN. We were also the security architects of the Aberdeen Accord Citizen Card. In addition we were the original inventors of the use of virtual machines in smart card operating systems that eventually turned into the Multos secure operating system.

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