The Microexpert Team

Dr David Everett - Principal Consultant

David Everett graduated from Southampton University in 1976 and became Head of Electronics when he joined the Medical Research Council, Mill Hill, London. He was subsequently made Director of Computing and Electronics where his interest in coding theory and cryptography for the protection of data was stimulated. David founded Open Security Ltd in 1980, which was responsible for the design of tamper resistant cryptographic hardware modules that authenticated messages for CHAPS (Clearing Houses Automated Payment Scheme). He then went on to be a security consultant at EftPos UK from 1985 to 1990, where he was responsible for the security design of the first commercial product to use the RSA cryptographic algorithm. During 1990 to 2000, David worked as Technical Director at platform seven, a division of National Westminster Bank. David was the technical architect of Mondex, a concept for a Smart Card electronic purse and was also responsible for the design and development of a multi-application Smart Card operating system based on the use of a virtual machine in the IC chip known as Multos. David first proposed the use of a virtual machine for Smart Cards in 1985 whilst working on the ISO 7816 standard. He was awarded the IEE Ambrose Flemming award for the design of a Compton Effect gamma ray camera in 1978, and in 1984 the BCS Application Award for the design of a software protection system using enciphered code. David is currently the Technical Editor of Smart Card News Ltd. David is also a member of the CLAS (CESG Listed Advisor scheme).

Bill Reding - Smart Card Systems Consultant
Bill began his career at Barclays Bank in 1966, where he worked as a programmer on several major internal systems and customer-specific solutions. In 1976 he joined the Sema Group (then CAP, now SchlumbergerSema) as a consultant working on a wide range of tasks including feasibility studies, requirements analysis and design tasks, consultancy studies, project reviews, security reviews, systems and acceptance testing and project management. Clients during this period included American Express, APACS, Barclays Bank, DataCard, EftPos UK Ltd, Lloyds Bank, MasterCard, Mercantile Credit, Midland Bank (HSBC), Morgan Guaranty Trust, NatWest and Rank Xerox. Bill was also closely involved in the development of electronic purse projects (including Mondex) and the MULTOS operating system during this period. Bill joined DataCard in 2000 and has been an active participant in GlobalPlatform and other standards groups involved with the application of multi-application Smart Cards. He has conducted training to DataCard worldwide staff on Smart Cards, security and card management, as well as training external organisations. Bill left DataCard in 2002 and is now a Member of the British Computer Society and an Associate of the Chartered Institute of Bankers. Bill's areas of expertise are systems design and Multi-application Smart Cards.

Dr Keith Jackson - Smart Card Systems Consultant
Keith started his post doctoral career initially at Guys Hospital Medical School, London. He moved into data security when he joined Open Computer Security in Brighton to head the technical development for a range of products designed to provide the necessary security for inter bank financial payment systems, of which CHAPS (Clearing Houses Automated Payment Scheme) involved the secure transfer of billions of pounds on a daily basis. At Oceonics SPL, Keith was employed as Principal Consultant involved in the design, development, and manufacture of commercial encryption and authentication equipment. Keith was one of the consultants employed by EftPos UK, a company owned by the major UK banks, to implement a national EftPos scheme. The project was recognised for its innovative use of modern cryptography, including the first use of RSA in a commercial retail environment. In 1990, Keith joined the National Westminster Development Team, working on the Mondex electronic purse scheme, which used Smart Cards to implement a secure value transfer scheme. He developed the early demonstration system necessary to establish the core business case to the project sponsors. This involved working with the earliest Smart Card systems capable of implementing Public Key cryptography. Since those early days, Keith has been involved with many aspects of Smart Cards, including more modern multi-application Smart Cards. He is a prolific writer and has published numerous articles on fraud and security, including computer viruses. Keith has also co-authored several books on computer security, including “Computer Security Solutions”, “Information Services and Use”, “The PC security guide 1990/1991” and “IBM Systems Journal”, and was the sole author of a PC encryption book, “Secure Information Transfer- PC Encryption: A Practical Guide”, published in January 1990, and “Computer Security Reference Book”, published in January 1992.

Dr Susan Thompson - Senior Consultant
Susan has a PhD in Mathematics (Best Approximation in Normed Linear Spaces) and is an applied mathematician with over 18 years of experience in security and cryptography. She was with DataCard Consult P7 for 7 years, working on the design of cryptographic algorithms for projects such as Mondex and JavaCard. Previously, as Head of the System Security Group, Susan worked for Plessey Crypto on a number of technical assignments. She was also involved with the EftPos UK project, producing design specifications for security components and security procedures. More recently, Susan has been working with TNO TPD in signal and power analysis of Smart Cards, Biometrics and design methodologies for Smart Card evaluation, including Common Criteria.

Peter Hawkes - Senior Consultant
Peter has an impressive record of successful business development of new automatic identification technologies. These include Biometrics, Smart Cards and RFID tags. At BTG Plc, he was responsible for acquiring the invention rights in the Super tag RFID technology and then developing and exploiting it as the first true radio label system with very large scale applications.

The biometric projects began with the NPL's “Verisign” dynamic signature verification project of 1972. Following the successful licensing of this, Peter developed a licensing business for BTG in hand vein pattern biometrics. Later, he helped commercialise further signature biometrics from the University of Kent. The Kent software was the subject of the first public trial of biometrics in 1992.